That's an economic recovery, by the way, that might turn into a double-dip recession. Baby Boomers are especially desperate, trying to get retirement funding plans back on track.

It seems that every time news about the nascent economic recovery in the US gains a toehold and juices up stock prices, adverse news instigates downward pressure and the market sinks. The process begins to feel like rolling dice, rather than investing.

Higher Stock Market Volatility Is Higher Risk

An upturn in the frequency and intensity of reversals by stock prices is known as greater volatility or risk.